Free business calculators
A focused library for small businesses, Etsy sellers, freelancers, consultants, and creators. The calculators are free to use with no signup; an optional paid workbook is available if you want to go deeper.
Pricing
Set the right price for products, services, and digital goods.
Cost-plus pricing with retail and wholesale.
OpenCost → wholesale → MSRP with keystone math built in.
OpenSubtotal, discount, tax, deposit — the exact balance due.
OpenThree pricing tiers, platform fees, break-even count.
OpenReverse-engineer your hourly from a target income.
OpenProject quote, hourly equivalent, three packaged tiers.
OpenCosts, target margin and sales channel in — a plain-language price recommendation out.
OpenProfit & margin
Margin, markup, break-even — the core profitability math.
Gross margin, markup, and profit per sale from cost and price.
OpenSelling price from cost and markup %, with margin equivalent.
OpenEBITDA and EBITDA margin from net income for any period.
OpenMonthly break-even units, revenue, and timing.
OpenWhat a small business is worth, from profit and revenue multiples.
OpenCost of Goods Sold for any period, plus gross profit and margin.
OpenSales & discounts
Discounts, sales tax, VAT, tips — the everyday math at checkout.
Final price and savings from one or two stacked discounts.
OpenAdd or remove VAT with standard rates for the UK, EU, and beyond.
OpenTip amount, total, and per-person split. US, UK, and EU presets.
OpenAdd or remove sales tax with built-in US state base rates.
OpenInvestment
Return on investment, with annualized comparisons.
Platform fees
Marketplace and processor fees, line by line.
Reverse-solve an Etsy listing price from your costs and target margin.
OpenExact Etsy fees on any sale: listing, transaction, processing, offsite ads.
OpenNet payout per transaction with gross-up if you absorb the fee.
OpenSubscription + processing per sale across Basic, Grow, and Advanced.
OpenGuides for these calculators
Plain-language explanations of the formulas behind the tools — worked examples, common mistakes, and what good looks like.
Margin and markup are not the same number. Here's how to tell them apart, when to use each, and the conversion table you'll keep coming back to.
ReadA step-by-step pricing guide for makers — covering materials, real labor, overhead, wholesale, and the psychology of charging what you're worth.
ReadListing, transaction, payment processing, offsite ads, currency conversion — every fee Etsy charges, what triggers it, and how it affects your take-home.
ReadHow to set a consulting rate from a target income, billable-hour realities, and when to switch to weekly or monthly retainers.
ReadAdd tax to a price, back tax out of a total, handle local rates, and figure out when you have to collect across state lines.
ReadBenchmarks for stocks, real estate, marketing, hiring, and small business projects — plus how to set your own hurdle rate.
ReadCompare & decide
Side-by-side breakdowns to choose the right tool, platform, or pricing approach.
Same profit, two numbers. Conversion table inside.
CompareReal cost per sale at $20, $50, $100.
CompareWhere the headline 2.9% fee diverges.
CompareWhen each pricing philosophy wins.
CompareeRank, Alura, Craftybase compared.
Compare